Medicare Supplemental Plans
If you have Part A and Part B, you could be eligible for a Medicare Supplement Plan, also known as Medigap. Medigap insurance coverage acts as a means to cover additional or out-of-pocket costs like deductibles and copayments for doctor visits that you would be responsible for if you just had original Medicare (parts A and B), and can even provide coverage for medical care while traveling outside the country.
Medigap differs from Medicare Advantage, as it is intended to fill in gaps not covered by Part A and Part B as opposed to adding specific types of coverage. While Medigap won’t provide coverage for extended medical care, certain equipment, or dental and vision care, it can help pay for some remaining costs.
Once Medicare pays its portion for medical expenses, Medigap will kick in and cover its allocation, taking more of the burden off of you to focus on regaining your health.
